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My bank increased the minimum payment on my credit card account. What should I do if I can’t afford it?

If you cannot afford the increase, you should contact your bank right away to discuss your specific situation and explore options that may be available to you.

If you are suffering financial hardship as a result of COVID-19, please reference the Office of the Comptroller of the Currency's FAQs regarding COVID-19.

Last Reviewed: April 2021

Please note: The terms "bank" and "banks" used in these answers generally refer to national banks, federal savings associations, and federal branches or agencies of foreign banking organizations that are regulated by the Office of the Comptroller of the Currency (OCC). Find out if the OCC regulates your bank. Information provided on should not be construed as legal advice or a legal opinion of the OCC.

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